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How to Get Out of Mortgage Debt Faster

Mortgage Debt

Your mortgage is very likely the largest debt you’ll ever have. Getting out from under that debt quickly can save you tens of thousands of dollars in interest charges, too. Here are a few tips and tricks for paying off your mortgage more quickly so you can reap the benefits of owning your home outright.

#1 – Make Extra Payments

The best way to get out from under your mortgage debt quickly is to make extra payments on your loan. Although one extra mortgage payment per year can knock down the principal significantly, it’s even better if you can make one extra payment each quarter. By making four extra payments a year, you can drastically reduce the length of your loan term and save thousands on interest. What’s more, you’ll own your home far more quickly.

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