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Now is the Time to Buy or Refinance – Mortgage Rates Drop with Stock Market

Low Interest Rates

Regardless of whether you are a first time home buyer or you have been a home owner for a few years already, chances are that you have heard about the recent drop in the stock market. This has resulted in an ideal opportunity being provided for anyone who is in the market to buy their first home or even refinance an existing property.

Enjoy Lower Interest Rates

According to The Mortgage Reports website, 20 and 30-year conventional fixed-rate mortgage rates are currently sitting at just under the 4% mark, and purchasing power of home buyers has increased by as much as 10% as a result. To receive the most benefit when refinancing, you will need to ensure that your refinancing costs are not going to be too high. Once you see how much you will be able to save each month, you can consider using that money to put towards other expenses. The lower interest rates will also make it easier for you to get on to the property ladder if you are a first time buyer.

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