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5 Mortgage Origination Fees to Keep an Eye on before you Sign

Mortgage Application

In most cases, purchasing a home is an exciting process, especially if you are a first time buyer. However, amidst all the excitement and anticipation, there are many different mortgage origination fees that you will need to look out for if you want to ensure that you don’t pay more than you have to.

Application Fee

Many lenders and mortgage companies will tell you that they need to charge an application fee so that they can cover the cost of obtaining your credit history report and ‘any other paperwork’ that is needed to process your loan application. However, in many instances, they are in fact able to obtain these reports free of charge. Charging anywhere between $50 and $150 for an ‘application fee’ is just another way for lenders to increase their profits.

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