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How to Get the Best Mortgage Refinance Rate

When you want to refinance your mortgage, it can seem a little tricky to get started. Instead of diving right in and looking for lenders right away, it’s smart to do your research and make sure that you are prepared beforehand. Mortgage refinance rates are very fluid, and you want to ensure that you are getting the lowest rate available to you. Here are some things to consider when you are thinking about refinancing.

Credit score

If you have a low credit score, there are some things you can do to increase it before searching for a refinancing option. Having a low score will definitely increase your chances of being rejected by a lender.  If your score is just OK as opposed to excellent, you might get a loan, but it will be offered at a high rate. Although the majority of lenders will want you to have at least a 620 credit score, you really want to shoot for the 700s if you want to lock down a great rate. read more

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