Thirty-year fixed rate mortgages are extremely popular in 2017. Borrowers can’t seem to resist the predictability of a fixed rate. On the other hand, adjustable rate mortgages have historically gotten a bad rap, and homeowners are still hesitant to even explore this option. Many see it as notoriously risky, so skeptical borrowers flock to the safety net of a fixed rate mortgage regardless of how much more they may be paying in the end. However, adjustable rate mortgages have many different options, and they are certainly worth a second look. Depending on the current stage of your life and what your future plans are, an adjustable rate mortgage could be your best bet to saving money in the long run.