“My experience with Jeff at RateWinner was superb. He was very knowledgeable and worked extremely hard to get the best deal possible for my refinance. He was very

Read full testimonial

Payment Calculator

This calculator helps you determine your monthly payments for a mortgage loan.

Are Lenders Getting Picky with Smaller Dollar Amounts?

You would think smaller loans would be easier to get considering there is less money you would owe the bank, right? It would make sense to believe with less possible loss lenders would be more willing to help. If you believe this sentiment, however, you would be wrong.

Smaller Purchases with Less Mortgages

A recent analysis done by the Urban Institute has found that lending institutions are denying mortgages with smaller dollar amounts at a much higher rate than those with larger amounts. This is specifically for single-family purchases, and apparently it has nothing to do with the credit history of the applicants. read more

Lenders are Easing up on Getting a Mortgage

Mortgage lenders have tightened their criteria in recent years, leaving many people unable to qualify for a loan. Faced with a decreasing pool of applicants, lenders are now loosening some criteria to make it easier for people to become approved. The three major credit bureaus are getting in on the action as well, revising some of their information to make it more favorable to the consumer. If you have previously been unable to obtain a mortgage, now might be the time to reconsider-here are just a few reasons why. read more

Get a Mortgage Quote Now

Protected with 256 bit SSL

Call Us Today


Talk to a mortgage expert now!

Chat with Us Online

Start Chat

Rate Watch

Get the latest rates emailed to you daily