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Why You Shouldn’t Have to Pay an Application Fee for a Mortgage

No Mortgage App Fee

Applying for a mortgage comes with a considerable amount of paperwork. Reading the fine print is crucial. One attribute associated with a mortgage is the charges banks levy in various forms. Key among these is the application fee. You should not have to pay it though and here is why.

Not Ubiquitous

As it is, a mortgage is the most expensive personal finance project most people will face in their life time. Therefore, the last thing you need is to incur an unnecessary expense. Some lenders define the application fee as a charge for the property appraisal and the credit report. However, this is not always the case. Many banks charge the fee as a separate cost for soliciting, processing and negotiating the mortgage. read more

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