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Are Banks Being Unfair in Philadelphia?

A city council meeting was held on Thursday in which banks were accused of redlining. Redlining is a practice by which loans are not given to individuals who live in areas deemed financial risks, or who pertain to a specific racial background.

The banks in attendance denied these claims, stating the recent data used to found these allegations are not fully representative of all their loan activities. Representatives stated in writing that many of the deciding factors involved in making loan decisions are not available to the public. Things like an applicant’s credit scores and history, debt, total income, and details of the loan being applied for in relation to these items. read more

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