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Is Fannie Mae Considering Getting Rid of Appraisers?

Fannie Mae is a government-sponsored program that assists users who may not otherwise qualify for home mortgages to secure a family home for themselves. Lately there has been a buzz about the enterprise potentially getting rid of appraisers as part of their applications. Many wonder if this is true. The answer is not as straightforward as many would like, being both a yes and a no.

The government-sponsored program has been testing whether appraisers are able to effectively decide a home’s worth without an in-person visit. The idea is this will cut both time and costs from the mortgage process – this would benefit both the program itself, and mortgage applicants. read more

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