Unless you have a significant amount of cash on hand, buying a home without obtaining a mortgage just is not possible. With so many hoops to jump through, you may feel as though getting a mortgage is not within reach; however, doing so is much easier than you think when you follow these tips.

Obtain Pre-Approval First

Contrary to popular opinion, becoming pre-approved for a mortgage before you start looking is not just an extra step that should be avoided. Pre-approval shows you are qualified to buy, and will help validate any offers you make. It will also prevent you from falling in love with a property, only to discover that you are unable to afford it. read more