Important Tips on Getting a Mortgage

Posted on May 25, 2017 by Scott Li

Unless you have a significant amount of cash on hand, buying a home without obtaining a mortgage just is not possible. With so many hoops to jump through, you may feel as though getting a mortgage is not within reach; however, doing so is much easier than you think when you follow these tips.

Obtain Pre-Approval First

Contrary to popular opinion, becoming pre-approved for a mortgage before you start looking is not just an extra step that should be avoided. Pre-approval shows you are qualified to buy, and will help validate any offers you make. It will also prevent you from falling in love with a property, only to discover that you are unable to afford it. read more

6 Easy to Use Tips That Will Ensure a Stress Free Mortgage Process

Posted on September 29, 2016 by Scott Li

How do I make my mortgage process stress free?

We get the question all the time. It’s a fair one. The mortgage process can be confusing and overwhelming—especially for first time buyers. At Rate Winner, we want to make your mortgage process smooth and stress free. That’s why we’ve created this post. In it, we’ll cover six easy to use tips that will help you. Let’s dive right in:

Shop for the Best Rate and Right Fit

Banks, mortgage companies, and credit unions all offer mortgages. A lower mortgage rate means a lower payment—something you should be highly interested in. Contact different lenders via phone, email, or in person. When you find a low rate and a lender your comfortable with (never neglect this) you’ll be ready to move on with the mortgage process. read more

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